What you owe each month, in installments
See the total of all installment payments due this month and in the coming months, so new purchases don't stack up unnoticed.
The end date of every plan
Each plan shows the payments left and the month of the last one.
Reminders before each payment
A notification arrives before every installment is due, even when the app is closed.
Part of your debt-free date
Installments count toward your total debt and your payoff plan.
How to track installments
- Add a purchase with its total, the number of installments and the first payment date.
- See the monthly amount and the end date.
- Record each payment, or mark it paid from the reminder.
- Check the monthly installment total before buying something new.
Why it helps
- Card installments and buy now, pay later plans in one place.
- Installments sit next to your budgets and other debts, so the month's real total is clear.
- No bank login, no data collected.
Free calculators
Debt payoff calculator
Free debt payoff calculator: compare the snowball and avalanche methods and see the month you'll be debt-free and the interest you'll pay. No sign-up.
Credit card payoff calculator
Free credit card payoff calculator. Enter your balance, rate and monthly payment to see your payoff date, the total interest and what paying only the minimum costs.
Guides
How to track installment payments on your iPhone
Keep every installment plan in one place: what is left, how many payments remain and when the next one is due, with a reminder before each one.
Statement date vs. due date: when should you pay?
The statement date closes your billing period; the due date is the last day to pay without a late fee. Here is how the two work and when to pay.
Questions
Can I track buy now, pay later plans?
Yes. Add any plan with its total, the number of payments and the first date; Spendry tracks the rest.
Does it show the total I pay in installments each month?
Yes. You see this month's installment total and what is coming in the next months.
Will I be reminded before each installment?
Yes, before every payment, even if you don't open the app.
Do installments affect my debt-free date?
Yes. They are part of your total debt and your payoff plan.
