Budget and debt payoff for iPhone
Every card, loan and bill.In one calm place.
Spendry shows when each statement closes, when every installment ends and the day you'll be debt-free. It reminds you before anything is due. No bank login.
No bank login · Data not collected · 44 languages
1/3Home
Your month at a glance.
Balance, income, spending and what's coming up, the moment you open the app.
2/3Debts
Every debt, one number.
Cards, loans, overdraft and money between friends, with the month you'll be free of all of it.
3/3Reminders
Nothing slips past you.
A reminder before every card, bill and subscription is due, even when the app stays closed.
Every screen, in your language.
Spendry speaks 44 languages, with your currency and your number format.
Most money apps show where your money went. Spendry shows when it's leaving and when you'll be free.
Everything that moves your money.
Cards, installments, loans, subscriptions, budgets, goals and investments. One app, one picture.
Built for the whole month.
Budgets that keep up
Give each category a limit and watch it fill as you spend.
Goals you can see
Save for what matters and see how close you are, every day.
Where it all goes
Weekly and monthly charts, by category and by day.
Add it in seconds
Type the amount, pick a category, done. Or scan the receipt.
Investments, live
Stocks, crypto, gold and currencies with live prices, next to your spending.
Make it yours
More than fifty themes, in light or dark.
Reminders that arrive on time.
Even if you never open the app. Snooze a reminder or mark it paid right from the notification.
Your money on your Home Screen.
Balance, budgets, goals and upcoming payments at a glance. Add an expense without opening the app.
Let it run on its own.
Ask Siri what you spent, add expenses by voice, and turn on ready-made automations in the Shortcuts app.
You pay with Apple Pay
Spendry logs the purchaseYour budget is up to date
Every morning
Spendry checks what's dueThe next three days, in one notification
Sunday evening
Spendry sums up your weekA short spending report
Your money stays yours.
No bank login, no account, no tracking. Your records live on your iPhone and in your own iCloud.
No bank login
Spendry never connects to your bank. You add entries yourself or import them from bank messages.
Data not collected
No ads, no analytics, no tracking. The App Store privacy label says the same.
Locked with Face ID
Sync through your own iCloud and lock the app with Face ID.
- 44
languages
- 175
countries and regions
- 50+
themes
- 0
bytes of your data collected
Questions
Is Spendry free?
Yes. The core features are free. Premium is monthly, yearly or a one-time Lifetime purchase, and subscriptions start with a free week.
Does Spendry connect to my bank?
No. It never asks for a bank login. You add entries yourself, or import them from bank messages and Shortcuts automations.
Where is my data stored?
On your iPhone and in your own iCloud account. Your records are never sent to Spendry's servers, so we can't see them.
How does the debt payoff plan work?
Add your debts with their balances and rates. Spendry orders them with the snowball or avalanche method, adds what you can pay on top each month and shows the month you'll be debt-free.
Can I share a budget with my partner or family?
Yes. Shared budgets and goals sync through iCloud, and everyone uses their own Apple Account.
Which devices does it work on?
iPhone and iPad with iOS 17 or later, with widgets, Siri and Shortcuts.
Which languages and currencies does it support?
44 languages and every major currency. Investments and foreign currency accounts can keep their own currency.
Try the math in your browser.
Calculations run on your device. Nothing is sent anywhere.
Debt payoff calculator
Free debt payoff calculator: compare the snowball and avalanche methods and see the month you'll be debt-free and the interest you'll pay. No sign-up.
Credit card payoff calculator
Free credit card payoff calculator. Enter your balance, rate and monthly payment to see your payoff date, the total interest and what paying only the minimum costs.
Monthly budget calculator
Free monthly budget calculator: split your take-home pay into needs, wants, and savings or debt payments in seconds. No sign-up.
Loan calculator
Free loan calculator for car loans, personal loans and mortgages. See the monthly payment, the total interest and the full payment schedule.
Savings goal calculator
Free savings goal calculator. Enter your goal, what you already have and your deadline to see how much to save each month, with optional interest.
Subscription cost calculator
Free subscription calculator. List your subscriptions with their price and billing cycle and see what they cost each month, each year and over five years.
Start today. It's free.
Download Spendry and see the day you'll be debt-free in a few minutes.