Everything you own and owe
Cash, accounts, investments and savings against cards, loans, installments and personal debts.
Live prices
Stocks, crypto, gold and currencies update with live market prices next to your spending.
Investments in their own currency
Investments and foreign currency accounts keep their own currency; your net worth shows in yours.
On your Home Screen
A net worth widget keeps the number in sight.
How to track your net worth
- Add your accounts and their balances.
- Add investments with the amount you hold.
- Add your debts.
- Check your net worth as prices and balances change.
Why Spendry
- Debts and investments in the same app as your budget.
- No bank or brokerage login.
- Data not collected.
Free calculators
Debt payoff calculator
Free debt payoff calculator: compare the snowball and avalanche methods and see the month you'll be debt-free and the interest you'll pay. No sign-up.
Savings goal calculator
Free savings goal calculator. Enter your goal, what you already have and your deadline to see how much to save each month, with optional interest.
Guides
How to track your net worth
Net worth is what you own minus what you owe. Track savings, investments, gold and debts in one place and watch the number grow.
How to track a loan and see what you really pay
Track car loans, personal loans and mortgages: the remaining balance, payments left, interest and the month the loan ends, with a reminder before each payment.
Questions
Which investments can I track?
Stocks, crypto, gold and currencies, with live prices.
Does it connect to my brokerage?
No. You add what you hold; prices update on their own.
Should I include my home or car?
Many people track only what changes month to month: cash, investments and debts. Add more if it helps you.
Is there a net worth widget?
Yes, for your Home Screen.

