Budgets and spending
Category budgets that warn you before they run out, with weekly and monthly charts.
Bills and due dates
Reminders before every bill, card payment and subscription, even when the app is closed.
Debts with a finish line
Cards, loans and installments in one payoff plan with the month you'll be debt-free.
Privacy first
No bank login, no ads, no data collected. Your records stay on your iPhone and in your iCloud.
How to switch
- Download Spendry and choose your currency.
- Add your accounts, cards and loans with today's balances.
- Set budgets for your main categories.
- Turn on reminders and the Apple Pay automation.
Why Spendry
- Made for iPhone and iPad, with a Mac version.
- Works with any bank, because it doesn't connect to one.
- Free to start; Premium is optional.
Free calculators
Monthly budget calculator
Free monthly budget calculator: split your take-home pay into needs, wants, and savings or debt payments in seconds. No sign-up.
Debt payoff calculator
Free debt payoff calculator: compare the snowball and avalanche methods and see the month you'll be debt-free and the interest you'll pay. No sign-up.
Subscription cost calculator
Free subscription calculator. List your subscriptions with their price and billing cycle and see what they cost each month, each year and over five years.
Guides
How to track spending without linking your bank
You don't need to give an app your bank login to track spending. Add expenses in seconds, scan receipts and keep your data on your own iPhone.
How to make a monthly budget that works
A simple way to build a monthly budget: start from your income, cover needs first, set limits for spending and save before you spend.
Questions
When did Mint shut down?
Intuit closed Mint in March 2024 and pointed its users to Credit Karma.
Does Spendry sync with my bank like Mint did?
No, by design. You add entries yourself, bring in bank messages or log Apple Pay purchases with Shortcuts.
Is Spendry free?
Yes, the core features are free. Premium is monthly, yearly or a one-time purchase, and subscriptions start with a free week.
